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![]() ![]() In this article, we will explain how a VA loan calculator works, and how veterans can use it to their advantage. However, with the help of a VA mortgage calculator, the process can become much simpler. This will provide your VA mortgage specialist the opportunity to recalculate your DTI ratio to ensure you're still meeting all loan requirements and can proceed without a hitch.As a veteran, purchasing a home can be a daunting task, especially when it comes to figuring out the financial aspect of it. It's important to notify your VA mortgage specialist of the estimates you are receiving for this insurance so that she can compare the cost to her current estimated figures. You can also look at bundling auto, life and home to get bigger discounts. But keep in mind the more quotes you get, the more likely you will be to find a great deal. I would suggest you get quotes from at least three different homeowners insurance providers: one local, one national and the company your currently use for auto. If you choose to purchase a home in a flood zone you will also have to purchase flood insurance to protect your investment from flood damage. ![]() Unlike property taxes, which are set in stone, you can shop around for the best deal on homeowners insurance. Homeowners insurance is insurance you obtain to protect you from loss or damage of your home. Although the Forbes article can give you insight into median numbers in your area, it is still very important to get the actual figures for the property you desire to provide to your VA mortgage specialist so that you don't run into any snags as you get further into the homebuying process. To get an idea of the property tax medians in your area, you can check out this article from Forbes ranking median 2007 property tax amounts by county. Due to the variances in property taxes from location to location it's important to send your VA mortgage specialist the address to any property before you make an offer, to ensure that you still meet residual and DTI ratio guidelines. Until you provide your VA mortgage specialist a property listing or address she will just use an estimate that may be higher or lower than the actual figure. As a result it's difficult to determine with certainty what the property taxes will be until you've selected a specific property. Property taxes can vary greatly from one state, county or region to another. When calculating closing costs, it may be easier to just factor in 15 months worth of homeowners insurance premium to cover the upfront cost as well as the escrows. It's important to note here that in addition to the 3 months of homeowners insurance collected for your escrow accounts, a full year of homeowners insurance will also be included in your closing costs as a prepaid item, since the first year's policy premium is due up front. In general, three months worth of property taxes and three months of homeowners insurance are collected to establish these accounts. To establish your escrow accounts, a certain amount is collected at closing. What does that mean for you? Establishing Escrow By collecting a smaller amount monthly, you don't have to come up with a large sum of money all at once. This is why your monthly payment is often referred to as PITI: Principal, Interest, Taxes and Insurance. By establishing escrow accounts, the company that services your mortgage is able to collect one-twelfth of the total amount for these yearly expenses, along with your monthly principal and interest payment. Escrow accounts are accounts established to collect funds on a monthly basis for items such as property taxes and homeowners insurance that are due once a year. Does the term "escrow" mean anything to you? If you're a first time homebuyer, the word may be foreign, but it'll soon become very familiar as you take steps towards homeownership.Įstablishing escrow accounts is common in VA lending. ![]() 6/24/2023 0 Comments Plex vs kodi![]() ![]() Plex users can download the Plex media server on most computer and NAS devices, which includes Still, Plex is the superior one compared to Kodi as it lets you stream virtually anywhere, including every major browser. Device Compatibilityīoth Plex and Kodi are available across various devices, including Gaming Consoles, Mobile phones, Computer operating systems, and streaming mobile devices. Kodi has upfront customization options that are user-friendly and less polished, but Plex doesn’t offer much customization, at least not as much as Kodi. Still, you will have to spend time finding them through the menus. Kodi has an active online community that always adds tons of features, functionality enhancements, and interface designs. The files are arranged in categories and labels in the sidebar of the menu. Plex uses metadata to tag user’s media files with information to browse the contents easily.Īlthough plex is a media server, Kodi is an open-source tool that comes with a clean interface. They have various options lined up in a categorized way to access the files or stream the content easily. ![]() Plex has a clean interface where users can store their digital media on the Plex media server, such as TV shows, movies, and photos. Comparing the Plex vs Kodi experience User experience So if you choose the wrong VPN provider, your performance connection will close automatically, so it is necessary to use the right VPN to keep that relationship secure and safe. So Plex users use VPNs to hide their identity, making it harder for ISPs to spy on their connection.Įven hackers can hack data from traffic between the Kodi device or remote server. ISPs are looking to intervene in your bandwidth for downloading or charge you more for better quality. Kodi’s popularity among its users is due to the Third-party add-ons as one can watch and download the content in TV channels and listen to podcasts, or you can as well add weather forecast to the service as streaming content through Kodi can be controversial for as users as some are pirated content, it is necessary to turn into a VPN to hide their identity to keep your connection secure. While Kodi is a free media player where you can stream your content on multiple devices and free because you don’t have to worry about the subscription, it has all its features for free, and even you can add some of your own because it’s open source. Plex offers an advanced premium paid version called Plex pass, which has an array of features and comes with a monthly, annual, and lifetime plan consisting of $4.99, $39.99, and $119.99.Ĭheck out Disney Bundle deals Kodi Plans: Plex offers a free server model where you can store the media, connect all the media files installed, and log into the Plex app all you have to do is download the Plex media server onto your device. ![]() The Kodi project does not provide any support for bootleg video content. Users must provide their own content or manually point Kodi to third party online services. Disclaimer: Kodi does not provide any media itself. Kodi allows you to change the software’s look according to your liking and organize the genre, movies, and add or remove categories. Kodi is exceptionally customizable and entirely free. It also works on IOS with jailbroken devices. The software can run on Windows, Android, Linux, and macOS. It allows users to stream live radio and TV shows and provides an array of add ons or software plugins to access other music and video streaming services. Like Plex, Kodi is also a free digital media server that provides all your content in one place to access instead of searching into different folders on your PC. While there are new features with inescapable ads sprinkled throughout the library in Plex, which offers you the content to stream for free of charge, some advanced features need to be unlocked with a subscription fee. What makes it different among Kodi is Plex is compatible with most streaming devices such as Apple TV, Amazon Fire TV, and Fife stick, Roku, and many more, and also the content can stream on multiple devices.įor example, if you have stored your PC content, you can watch your Android with the Plex app’s help. The software supports almost all music and video formats as well as sorts and manages your library in one place with advanced features with its user-friendly interface where you can watch the content on various platforms such as Windows,macOS, Android, and IOS without worrying about transferring and transcending the content to make it compatible. Plex is a digital media server that allows you to access movies, TV shows, music on your TV and computer, and mobile devices and streaming boxes. So let’s get to know about the pros and Cons of Plex and Kodi down below. We know both Plex and Kodi are media centers, but they differ in variations. ![]() ![]() ![]() For example, if we have a steering ratio of 15:1 then a 15° turn on the steering wheel will give 1° of angle to the wheel of the car. ![]() Steering Ratio is the relationship between the angle of the steering wheel outputs changes to the wheel of the car.Steering Lock is the maximum angle of rotation applied through the steering wheel to get the maximum angle out of the car’s steering.To understand this issue, we must first define the terms steering lock and steering ratio The reason for this is that you will likely have your steering ratio set incorrectly on the game settings. Drag races, drift challenges and much more! Four driving assist profiles (gamer, racer, pro, plus a fully-customizable profile) allow any kind of player to enjoy the simulation at their desired level.Īdvanced setup options and telemetry for data analysis dynamic simulation of the tyre rubber deposited on track, depending on the car laps an adjustable time of the day mode, featuring sun position calculated in realtime, depending by geographical coordinates of the track and by the sun curve according to time and date, in order to get the same light conditions of the real tracks!Īssetto Corsa will allow for considerable customisation and modification, in order to satisfy the expectations of professional simracers, gamers who prefer to approach the driving experience more progressively, and hobbyists who just like to reproduce and share their cars and tracks, taking advantage of the same editing tools developed and used by the developers of the game.When playing any racing game, you may have experienced a situation where the amount of steering you put into the wheel isn’t reflected correctly by the car’s steering wheel in the game. The Assetto Corsa physics engine is all new, using practical knowledge acquired from working closely with the elite of motorsport in order to engineer the best possible accuracy of physics and tactility of feeling.Ī physics engine like this begs to be used with officially licensed contents: Abarth, Audi, BMW, Classic Team Lotus, Ferrari, KTM, Lamborghini, Lotus cars, McLaren, Mercedes, Scuderia Glickenhaus, Pagani, Porsche, Tatuus and many more!Įnjoy ASSETTO CORSA using any kind of game device: keyboard, joypad, joystick, steering wheels including any kind of professional device and the most common motion systems.ĪSSETTO CORSA is also compatible and ready for Oculus and OpenVR/VIVE, triple monitor view, Track IR and 3D VISION.Īssetto Corsa includes a career mode, a list of special and unique events and challenges, as well as a fully customizable, single player and multiplayer modes featuring quick races, custom championships, race weekends including free practice session, qualifying session and race. Monza, Silverstone, Imola, Mugello, Spa, Brands Hatch and many more tracks, including the historical reproduction of Monza, that brings again to life the legendary Sopraelevata, the high-speed oval where races were staged until 1961. The circuits have been developed using Laser scan technology, in order to guarantee the highest level of accuracy possible in reproducing real world motor racing environments. ![]() Extremely detailed with single player and multiplayer options, exclusive licensed cars reproduced with the best accuracy possible, thanks to the official cooperation of Car Manufacturers.ĪSSETTO CORSA has been developed at the KUNOS Simulazioni R&D office, located just inside the international racing circuit of Vallelunga, allowing the team to develop the game with the cooperation of real world racing drivers and racing teams. The advanced physics engine is being designed to provide a very realistic driving experience, including features and aspects of real cars, never seen on any other racing simulator such as tyre flat spots, heat cycles including graining and blistering, very advanced aerodynamic simulation with active movable aerodynamics parts controlled in real time by telemetry input channels, hybrid systems with kers and energy recovery simulation. Assetto Corsa features an advanced DirectX 11 graphics engine that recreates an immersive environment, dynamic lighthing and realistic materials and surfaces. ![]() ![]() Vincent’s poverty programs of Catholic Charities of Northern Nevada. The Super Thrift Store opened in May, 2015 to help fund the St. Please be aware that the dock may need to close early if receptacles are filled. 87 reviews SPCA of Northern Nevada Thrift Store. Not all charities accept furniture donations, and some accept small furniture but not large furniture. VINCENT'S Super THRIFT Dock Hours: Mon.-Sun. Donating in Nevada is Free and Easy Ready to make a donation to charity Check out our directory of charities that offer donation pickup service. Best Furniture Donation Pick Up near me in Reno, Nevada Junk King Reno. You can find more information on the IRS website here. This is how much a person would pay today for the item in its current condition. Just make sure you’re charging fairly for your furniture to make it a proper write-off. Another great benefit is you can use furniture donation in Orange County as a tax write-off! You have to appraise your furniture fairly, grab a form from the charity, and file it with your taxes. Whatever your reasons, a charity that will come and pick up the furniture for you makes things easy on you. Junk King sent a crew to remove patio furniture a glass-top table, two benches and their cushions. Or, maybe you just don’t want to lift all that heavy furniture and lug it down the steps. Or, maybe you’re an advocate for reusing and recycling to help the environment. There are plenty of reasons why someone will want to donate furniture. Giving away furniture in Orange County can help both you and someone else, which is a great way to recycle your current furniture! 90 cents of every dollar raised goes to help people in need. Our services are needed now more than ever. You could ask your neighbors to help you load your stuff into the trash, or wait until bulk pickup and leave it on the curb, but donating is a lot better. VINCENT'S PROGRAMS GENERAL CASH DONATIONS We are the safety net for hundreds of thousands of people and families in needpeople of all ages, backgrounds and religionsacross Northern Nevada. So while you may be ready to redesign your space, you have to get rid of your current furniture. Problem is, furniture isn’t the easiest thing to move. Together, we put our goodwilland your Goodwillto work towards a brighter future for us all. ![]() ![]() Whether you’re redecorating, just moved somewhere new, or are going through a life change, you might find yourself ready to donate furniture in Orange County. By donating and shopping at Goodwill, you help us train people for jobs and thriving careers. ![]() 6/23/2023 0 Comments E3 2019 fable 4![]() ![]() ![]() ![]() Fable 3 was the last entry of the franchise that released back in 2010 exclusively for Xbox 360 and PC. A Reddit user discovers new evidence that the long-rumored Fable 4 is in development and heading for a reveal at Microsofts E3 2019 press conference in June. Braldryr claims that all fans will get is a teaser trailer for Fable 4 at E3 2019. First title in the series developed by Big Blue Box Studios, but the sequels were made by Lionhead Studios. If you are not familiar with the series, Fable is a third-person action RPG game in which you live in a fantasy world and fight against monsters and dragons. Jack Of Blades is backLeaked Info from a deleted Fable 4 trailer has emerged right before E3 2019, what do you think of all this information and the potenti. The latest apparent E3 2019 leak has to deal with the rumored Fable 4, and it offers the most details about what the new game, allegedly in development at Playground Games, may entail so far. In that span of time, there have been a lot of open world RPGs to come out, and many of those. just before E3 2019, giving longtime fans hope that the Fable franchise was still alive. Last piece of information indicates that the new entry of the series won’t be a sequel to the previous title, as the development team tries to deliver a full reboot of the franchise to the next-gen console of Microsoft. Nearly nine years have passed since Fable 3 was released for the Xbox 360. An allegedly leaked video (which has since been all but scrubbed from the internet) details Fable 4 and its basic premise. Rumors suggest that the new Fable will be coming to next-gen Xbox in 2021. However, more information will come out about Playground’s new ambitious title sometime after, especially in the next year’s E3 that the game will get its release date and more extended trailer. According to the leak, Microsoft is going to announce Fable Reboot during its E3 showcase with a brief teaser in which we won’t see the full name of the game. ![]() 6/23/2023 0 Comments Uky create zoom meeting![]() ![]() 27 and any future meetings to require a passcode or enable a Waiting Room. These videos are especially helpful for those with limited Zoom experience or for those that have not used Zoom before. Customers hosting meetings via their University of Kentucky Zoom account will need to update meetings created before Sept. They provide guidance on aspects inside and outside of Zoom meetings. All staff and students at the University of York can access this service. These video tutorials have been created by the OLLI office to provide walkthroughs on using Zoom. Please refer to the following articles on Zoom's official website for information on how to use Zoom on iPad, iPhone, and Android Devices: In addition to OLLI at UK Zoom Resources, you may refer to the official support website from Zoom, as they have numerous articles on using Zoom: Downloading Zoomįor the latest version of Zoom, refer to this download page from the official Zoom website only (unless you are downloading to a mobile device via App Store or Google Play): Importing meeting registrants by CSV upload. Use these how-to articles to learn more about scheduling meeting options, available meeting templates and participant registration. Zoom Meeting Controls - A Quickstart Guide for Students The Zoom video conferencing platform has multiple ways you can create a Zoom meeting with additional scheduling features.If you have not received a link for class, please be sure to contact the office, and we will ensure delivery of the required Zoom links/Meeting IDs/passwords. Messages may also include Meeting IDs, passcodes, and phone numbers for those that need an alternate method to join the meeting. Once you have registered for a Zoom class, you will at a later date receive an e-mail message that gives you the individual Zoom link(s) needed to enter the class or classes you registered for. How to Create Breakout Rooms in Zoom Intended audience: All users Setting up breakout rooms in Zoom allows you to split meeting participants into separate, smaller rooms. ![]() Receiving Links for OLLI at UK Zoom Classes ![]() ![]() ![]() Both defendant telecommunications conipanies provide voice and broadband services in South Dakota. ![]() § 61.26(a)(1) (defining a "competitive local exchange carrier" as a local exchange carrier that provides some or all of the interstate exchange access services used to send traffic to or from an 1 Doc. ^ A competitive local exchange carrier is a telecommunications company that competes with established carriers, usually incumbent local exchange carriers in the area. § 251(h)(1)(defining an "incumbent local exchange carrier" st$ the local exchange carrier that provided telephone exchange service with respect to an area as of February, 8, 1996 and was a member pr the successor or assign of a member of the exchange carrier association as of February 8, 1996). James Valley is also an incumbent local exchange carrier, while Northern Valley is a competitive local exchange carrier.^ ' An incumbent local exchange carrier is a telecommunications company that provided local service before the passage ofthe Telecommunications Act of 1996,Pub. Venture is an incumbent local exchange carrier^ that provides voice and broadband services in rural South Dakota. ("Venture") sued Defendants James Valley Cooperative Telephone Company("James Valley")and Northern Valley Communications, LLC ("Northern Valley"). Plaintiff Venture Communications Cooperative, Inc. JAMES VALLEY COOPERATIVE TELEPHONE COMPANY,and NORTHERN VALLEY COMMUNICATIONS, LLC, Defendants. 20 UNITED STATES DISTRICT COURT DISTRICT OF SOUTH DAKOTA CENTRAL DIVISION 3:20-CV-3011-RAL VENTURE COMMUNICATIONS COOPERATIVE,INC., Plaintiff, OPINION AND ORDER GRANTING IN PART AND DENYING IN PART DEFENDANTS' MOTION TO DISMISS vs. James Valley Cooperative Telephone Company et al Doc. ![]() 6/23/2023 0 Comments Kanso processor![]() ![]() This means that Nucleus 22 Implant recipients can now upgrade to Cochlear's latest behind-the-ear sound processor, and for the first time, benefit from the smallest and lightest behind-the-ear sound processor1 with direct smartphone connectivity and streaming. Nucleus 7 Sound Processor for Nucleus 22 Implant recipientsThe Nucleus 7 Sound Processor is now compatible with a Nucleus 22 Implant. To help users hear more of what they want to listen to, the Kanso 2 Sound Processor includes Cochlear's proven hearing performance technologies3-6 of dual microphones, ForwardFocus¥ and SmartSound® IQ with SCAN**.Īt commercial availability, the Kanso 2 Sound Processor is compatible with Cochlear N24, CI24RE, CI500, Profile® and Profile Plus Series Implants. Unique button-free control with an automatic on/off function helps to simplify the experience particularly for children or people with poor dexterity. The Kanso 2 Sound Processor features a simple, durable all-in-one design that makes it easy to use. The Kanso 2 Sound Processor also features the highest possible water resistance rating† for any off-the-ear cochlear implant sound processor, giving users the freedom to live an active lifestyle. The Kanso 2 Sound Processor features new charging options, including the sound processor's built-in rechargeable battery2 all-in-one Home Charger, allowing charging, drying and storing of the sound processor at the same time and a small, optional portable charger for on-the-go use. Kanso 2 Sound ProcessorThe Kanso 2 Sound Processor is the world's smallest1 off-the-ear cochlear implant sound processor, and it is the first and only off-the-ear cochlear implant sound processor to offer direct streaming from compatible Apple® or Android™ devices.* It is also compatible with the Nucleus Smart App, enabling control of device settings, hearing functions and information.* "Our new technology can better meet the individual needs and lifestyles of our recipients and is the result of persistent efforts to improve hearing outcomes." ![]() "Cochlear continues to develop and introduce products to support the best lifelong hearing experience for our recipients and their care team," said Tony Manna, President, Cochlear Americas. The approval of the Cochlear ™ Nucleus® Kanso® 2 Sound Processor, Nucleus® 7 Sound Processor for Nucleus 22 Implant recipients and Custom Sound® Pro fitting software reflects Cochlear's ongoing commitment to innovation in hearing technology, providing access to smartphone connectivity and helping to improve hearing performance, and enhancing the cochlear implant fitting experience for hearing health professionals.Įxperience the interactive Multichannel News Release here: Food and Drug Administration (FDA) approval of three new products to its suite of hearing technology solutions. LONE TREE, Colo., J/PRNewswire/ - Cochlear Limited (ASX:COH), the global leader in implantable hearing solutions, today announced the U.S. cochlear implant recipients, Custom Sound Pro fitting software to enhance support for hearing professionals Approval also includes extending the Nucleus 7 Sound Processor to the first U.S. ![]() 6/23/2023 0 Comments Basic data science algorithms![]() ![]() Regression algorithms predict one or more continuous numeric variables, such as profit or loss, based on other attributes in the dataset. ![]() SQL Server Data Mining includes the following algorithm types:Ĭlassification algorithms predict one or more discrete variables, based on the other attributes in the dataset. For example, you can use the Microsoft Decision Trees algorithm not only for prediction, but also as a way to reduce the number of columns in a dataset, because the decision tree can identify columns that do not affect the final mining model. While you can use different algorithms to perform the same business task, each algorithm produces a different result, and some algorithms can produce more than one type of result. Choosing the Right AlgorithmĬhoosing the best algorithm to use for a specific analytical task can be a challenge. You can also use third-party algorithms that comply with the OLE DB for Data Mining specification, or develop custom algorithms that can be registered as services and then used within the SQL Server Data Mining framework. You can also automate the creation, training, and retraining of models by using the data mining components in Integration Services. All of the Microsoft data mining algorithms can be extensively customized and are fully programmable, using the provided APIs. ![]() However, the particular implementation of K-means clustering used in SQL Server Data Mining was developed by Microsoft Research and then optimized for performance with SQL Server Analysis Services. To take one example, K-means clustering is one of the oldest clustering algorithms and is available widely in many different tools and with many different implementations and options. The algorithms provided in SQL Server Data Mining are the most popular, well-researched methods of deriving patterns from data. The mining model that an algorithm creates from your data can take various forms, including:Ī set of clusters that describe how the cases in a dataset are related.Ī decision tree that predicts an outcome, and describes how different criteria affect that outcome.Ī mathematical model that forecasts sales.Ī set of rules that describe how products are grouped together in a transaction, and the probabilities that products are purchased together. These parameters are then applied across the entire data set to extract actionable patterns and detailed statistics. The algorithm uses the results of this analysis over many iterations to find the optimal parameters for creating the mining model. To create a model, the algorithm first analyzes the data you provide, looking for specific types of patterns or trends. To learn more, see Analysis Services backward compatibility.Īn algorithm in data mining (or machine learning) is a set of heuristics and calculations that creates a model from data. Documentation is not updated for deprecated and discontinued features. Data mining was deprecated in SQL Server 2017 Analysis Services and now discontinued in SQL Server 2022 Analysis Services. ![]() |